Why Car Accident Lawsuits Take So Long — And How Pre-Settlement Funding Can Help

If you’ve been injured in a car accident and have filed a personal injury lawsuit, you may be asking yourself

Why is this taking so long? The truth is, car accident claims often take several months—or even years—to resolve due to legal complexities and insurance company tactics.

While you wait, bills don’t stop—and neither should your life. That’s where pre-settlement funding from PrimeCare Network comes in. Here’s what you need to know about the timeline of an auto accident lawsuit and how you can ease financial stress during the process.

Typical Timeline of an Auto Accident Lawsuit

Understanding the process can help you prepare for what lies ahead:

• Filing the Claim: Your attorney submits a claim to the at-fault party’s insurer.

• Gathering Evidence: Medical reports, police statements, and other documents are collected.

• Medical Treatment: You may need to complete treatment before any negotiations begin, so your injuries are fully assessed.

• Insurance Negotiations: Insurers often delay settlement offers. This part alone can take several months.

• Lawsuit Filing: If settlement negotiations fail, your lawyer files a formal lawsuit.

• Discovery Phase: Both sides exchange evidence and take depositions. This may take 6–12 months.

• Mediation or Trial: Many cases settle during mediation, but some proceed to trial—adding more time.

• Receiving Settlement Funds: Even after a favorable verdict, it may take several weeks or months for the funds to be disbursed.

Insurance Company Delay Tactics

Insurance companies often delay the process hoping that you’ll accept a lower offer out of financial desperation. But accepting too early can result in a settlement that doesn’t cover your medical bills, lost income, or long-term needs.

Let PrimeCare Network help bridge the gap so you’re not pressured into settling for less.

How Long Does It Really Take?

• Settlement Without Lawsuit: 3–6 months

• Lawsuit to Settlement/Trial: 1–3 years

• Settlement Disbursement: 4–8 weeks

How Pre-Settlement Cash Advances Help

With a pre-settlement cash advance from PrimeCare Network, you can access a portion of your expected compensation before your case is resolved—with no risk to you.

Use your cash advance to help cover:

• Medical bills

• Rent or mortgage payments

• Utility bills

• Food and daily necessities

• Transportation or childcare costs

Unlike traditional loans, repayment is only required if you win your case—giving you the time and financial stability to wait for a fair settlement.

Why Choose PrimeCare Network?

• Fast application process

• No hidden fees

• No repayment if you don’t win

• Dedicated support during your legal journey

You don’t have to face financial stress alone while waiting for your lawsuit to settle.

👉 Call us today at 888-474-8473
👉 Apply now at https://www.primecarentwk.com/apply-now

Disclaimer:

Oasis provides pre-settlement funding, also known as consumer litigation funding, to its customers through different products depending on their state of residence or cause of action. Many consumers will be provided pre-settlement funding in the form of a purchase agreement, which assigns a portion of the pending proceeds from their legal claim. Other consumers, such as those in SC and CO, will be offered funding in the form of a pre-settlement loan, sometimes referred to as a lawsuit loan. These transactions have important differences; therefore, consumers should carefully review and be aware of the type of transaction that is offered to them by any funding company.

Note: The information provided by PrimeCare Network is for general informational purposes only and should not be considered legal advice. Always consult with your attorney regarding the specifics of your case.